Abstract

The research examines the multifaceted exclusion of excluded Muslim society in India specifically in the fields of financial, digital, and health inclusion under the larger vision of Viksit Bharat@2047. Using both Latent Dirichlet Allocation (LDA) topic modeling and bibliometric analysis of 200 peer-reviewed papers listed in the Web of Science, this study identifies six recurring thematic categories: financial exclusion, digital divides, healthcare disparities, gender-based inequities, socio-cultural barriers, and educational deficits. The results point to key issues of limited financial literacy, unavailability of Sharia-compliant banks, negative digital infrastructure, and system health delivery prejudices with specific focus on Muslim women. By tracing research patterns and research gaps, the article inserts an integrative review of mainstream research streams and determines so far under investigated areas which need policy intervention. Based on this analysis, the paper suggests interventions such as gender-sensitive digital literacy, community health services provided by women, and culturally suitable microfinance models. These are meant to transcend intersectional challenges and drive more inclusion. The report provides an evidence-based platform to steer inclusive policymaking and social development based on national priorities. Through this initiative, it seeks to mainstream India's most excluded Muslim communities into the socio-economic fabric, thus enabling the country's vision of equity, oneness, and sustainable development by 2047.

Keywords: Financial inclusion, Digital inclusion, Health inclusion, Topic modeling, Bibliometric analysis